# Christmas payday method that lands December salary in your bank account early

- URL: https://talkfuse.com/story/christmas-payday-method-that-lands-december-salary-in-your-bank-account-early/
- Published: 2026-11-08T03:51:00+00:00
- Updated: 2026-11-08T04:23:45+00:00
- Original publisher: Daily Express (publisher lean: Right)
- Original article: https://www.express.co.uk/finance/personalfinance/2263310/christmas-payday-trick-lands-december
- Topics: UK, World

## Key points

- Eligible Monzo customers can access Bacs pay a business day early.
- 750,000 early payments were claimed in the final week of October.
- Ten customers a month can win up to £10,000 in extra pay.

## Summary

Eligible Monzo customers can receive their salary or student loan payment from 4pm one business day before its scheduled date, which could help with Christmas budgeting. The free feature applies when payments arrive through Bacs, and the article gives the example of a salary due on 18 December arriving on 17 December.

Monzo said customers claimed 750,000 early payments between 25 and 31 October. On 29 October, more than 70,000 people used the feature in its first 15 minutes, receiving over £100 million. Separately, eligible UK residents aged 18 or over can be entered into a monthly draw to have their pay doubled: ten winners are selected, with payments between £300 and £20,000 qualifying and winnings capped at £10,000. Monzo said it had paid just over £190,000 through the scheme since its launch in December 2025.

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Summarised by TalkFuse (https://talkfuse.com/). Quote the original publisher for the reporting and link this page for the summary and discussion.