# How much you can make in 2027 and still pay 0% capital gains tax

- URL: https://talkfuse.com/story/how-much-you-can-make-in-2027-and-still-pay-0-capital-gains-tax/
- Published: 2026-11-10T14:12:02+00:00
- Updated: 2026-11-10T21:42:17+00:00
- Original publisher: CNBC (publisher lean: Centre)
- Original article: https://www.cnbc.com/2026/11/10/2027-zero-percent-capital-gains-tax.html
- Topics: Business

## Key points

- The 2027 standard deduction will be $16,600 for singles and $33,200 for couples.
- Mutual fund distributions can affect whether gains remain in the 0% bracket.
- Gains above the threshold may face 15% or 20% federal tax, plus possible state tax.

## Summary

The article explains how much taxable income taxpayers can have in 2027 while qualifying for the 0% federal long-term capital gains rate. The threshold matters because income above it may push some investment gains into higher tax brackets.

The standard deduction is set to rise to $16,600 for single taxpayers and $33,200 for married couples. A married couple with $130,000 in adjusted gross income, including capital gains, would have $96,800 in taxable income after the deduction, below the 0% threshold described in the article. Mutual fund distributions can raise taxable income and change year-end plans; gains above the 0% limit may face 15% tax, then 20% above that bracket’s cap, while state taxes may also apply.

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Summarised by TalkFuse (https://talkfuse.com/). Quote the original publisher for the reporting and link this page for the summary and discussion.