The Duke and Duchess of Sussex are preparing to return to the United Kingdom within the coming weeks, with their two children set to begin school there in September. Experts have raised financial concerns about how the couple will afford UK property expenses while already maintaining a £11 million Montecito home and a £6.3 million Portuguese holiday residence, particularly given no reinstatement to the royal payroll appears likely. The couple's annual costs for their American mansion alone exceed £450,000 before factoring in security expenses.

The Sussexes' estimated £45 million combined wealth stems from various sources including inheritances from Princess Diana and the Queen Mother, Meghan's pre-marriage acting career earnings, and commercial ventures of mixed success. Whilst Harry's 2023 memoir Spare achieved significant sales following a substantial advance, the couple's entertainment partnerships have largely underperformed—their original lucrative Netflix agreement has been replaced with less favourable terms, their Spotify podcast partnership ended after minimal output, and Netflix subsequently severed ties with Meghan's lifestyle brand As Ever in March of this year.