How to storm-proof your home, from roof tiles to garden fences
With forecasts warning of a severe and stormy winter ahead, and insurance claims for weather damage reaching £758m in 2025—including £244m specifically for storm damage—UK homeowners are being urged to take preventative action now. Experts stress that regular maintenance can significantly reduce the risk of property damage and costly repairs, with simple steps potentially preventing thousands of pounds in damage.
The priority maintenance tasks include inspecting roof tiles and chimney flashing (professional inspection typically £250), cleaning gutters to prevent water pooling (£20-30 per hour), checking nearby trees for hazards, and promptly repairing external wall cracks and render damage. Homeowners are particularly warned about underestimating small defects; a minor crack in render can allow water to penetrate behind it, leading to widespread damp problems costing thousands of pounds if left unattended, whereas small repairs might cost only £500.
- Storm damage claims hit £758m in 2025; preventative maintenance can help
- Key tasks: inspect roof, clean gutters, check trees, repair cracks
- Small external defects can lead to thousands in damp damage if ignored
New here? Start with this
The UK is bracing for a severe and stormy winter, with weather damage claims reaching £758 million in 2025, of which £244 million was specifically caused by storms. Such figures demonstrate how costly severe weather can be for individual homeowners who face both immediate damage and expensive repairs.
Experts advise that preventative maintenance before winter arrives can significantly reduce the risk of damage to properties. Small problems—such as cracks in exterior render or damage to chimney flashing—are far cheaper to repair now than later, when water infiltration can cause widespread damp problems costing thousands of pounds.
Homeowners are encouraged to inspect roof tiles, clean gutters, check nearby trees for hazards, and repair any external damage promptly. The difference can be substantial: a minor crack in render might cost £500 to fix now, but if left unattended, it can lead to problems costing thousands of pounds.