Why Nvidia’s stock market pain is hurting your pension but you don’t have to worry if you follow this plan: RACHEL RICKARD STRAUS

Nvidia’s share-price fall has highlighted how widely its performance affects British savers: the company makes up about 5% of developed global stock markets, so many pension and investment funds hold it. The article argues that the market swings have also made the Government’s proposed “guided retirement” scheme, which would pool savings and provide a regular income, seem appealing.

The proposal could ease the burden of managing investments and the risk of outliving savings, but the writer says it would limit people’s freedom to draw money as needed and change their plans. She argues that financial education throughout life, beginning in schools, would better help savers make their own decisions; the article provides no further detail on how to manage investments near retirement.