Dear Abby: Am I wrong to deny my sister-in-law the money my husband left for me?

Dear Abby advises a recent widow not to lend her sister-in-law money from the $1 million in life insurance proceeds left by her late husband. The advice column says the sister-in-law’s longstanding debt and spending problems make repayment unlikely, and suggests she seek credit counselling instead.

The column also addresses two other readers. A 70-year-old man is urged to find affordable care for his ex-wife, whom he has housed for ten years, because caregiving is harming his health. A woman troubled by an expensive ring from a former lover is advised to sell it, donate the proceeds to charity and avoid renewing contact.