How to split bills and customize passes in Apple Wallet with iOS 27 Update
Apple's forthcoming iOS 27 update will let iPhone users split restaurant bills using Visual Intelligence, the camera-based tool that can read an itemised receipt and automatically send Apple Cash requests to fellow diners. Rather than dividing a bill evenly, the feature identifies individual items so each person can be charged for what they actually ordered, making the process more accurate and convenient for group meals. The same Visual Intelligence tool will also be able to scan compatible physical passes, such as boarding cards, loyalty cards and tickets, and add them directly to Apple Wallet.
To use the bill-splitting feature, users need a compatible iPhone running iOS 27, Apple Cash set up in Wallet, a readable itemised receipt and contacts able to send and receive Apple Cash payments. Visual Intelligence can be added as a shortcut in Control Centre for quick access, and users can review items, taxes, tips and discounts before requests are sent. For now, both the bill-splitting and pass-scanning tools are only available in the iOS 27 Public or Developer Beta, with wider release expected later this autumn; Apple still recommends official "Add to Wallet" links from issuers for the most reliable results with passes.
In short
- iOS 27 lets Visual Intelligence scan receipts and split bills via Apple Cash
- Feature itemises costs rather than dividing bills evenly
- Same tool can also scan and add physical passes to Apple Wallet
Explained simply
Apple Wallet stores digital payment cards and passes on an iPhone, while Apple Cash lets people send money to one another through the Wallet app. Visual Intelligence is Apple’s camera-based tool for recognising and reading information in what the phone sees.
These tools may be useful when people share a meal or want to save a physical ticket or loyalty card on their phone. Splitting a receipt by the items ordered could help groups work out what each person owes, while adding a pass to Wallet can make it easier to find later.
The features depend on compatible iPhones, Apple Cash and readable receipts or passes. Apple Wallet passes are also issued by airlines, venues and other organisations, which often provide their own links for adding them to a phone.