Andy Carter, known as the National Lottery's unofficial "fixer", has spent 20 years advising newly minted winners on how to manage their sudden wealth. Over that time he has guided roughly 2,500 people who became millionaires overnight, helping them navigate decisions on spending, saving and safeguarding a combined £4billion in winnings.

The article highlights Carter's role as a trusted adviser brought in by lottery operators to help winners adjust to sudden riches, covering practical guidance on major purchases, family and lifestyle changes, and protecting long-term financial security. His two decades of experience make him one of the most prominent figures in supporting Britain's lottery millionaires through the challenges that often accompany a life-changing windfall.