Andy Carter, a National Lottery "fixer" who has advised around 2,500 winners over 20 years, has shared his advice on how jackpot winners can avoid squandering their new-found fortunes. His guidance matters because sudden wealth frequently leads to family disputes, poor financial decisions and reckless spending, with many winners ending up worse off than before they won without proper support and planning.

Carter's role involves helping winners manage the practical, financial and emotional fallout of a big win, drawing on two decades of first-hand experience with cases of both success and disaster. His recommendations centre on taking time before making major decisions, seeking independent financial and legal advice, being cautious about who is told of the win, and setting clear boundaries with family and friends who may ask for money.